/* mfcfinance.ru — v31 — Inter-based clean green fintech */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

:root{
  --ink:#0F172A;
  --ink-2:#1E293B;
  --text:#334155;
  --muted:#64748B;
  --line:#E2E8F0;
  --line-2:#CBD5E1;
  --bg:#F1F5F9;
  --bg-2:#F8FAFC;
  --surface:#FFFFFF;
  /* Фирменный зелёный (бренд/навигация/CTA) */
  --brand:#15803D;
  --brand-2:#16A34A;
  --brand-3:#22C55E;
  --brand-dark:#14532D;
  --brand-light:#86EFAC;
  --brand-soft:rgba(21,128,61,.09);
  /* Отдельный изумрудный оттенок — только для success/одобрения/офферов, чтобы не сливалось с брендом */
  --green:#059669;
  --green-2:#10B981;
  --green-soft:rgba(5,150,105,.1);
  --amber:#B45309;
  --amber-2:#D97706;
  --amber-soft:rgba(180,83,9,.1);
  --red:#DC2626;
  --red-soft:rgba(220,38,38,.08);
  --wrap:1160px;
  --r:12px;
  --r-sm:8px;
  --r-lg:20px;
  --font:"Inter",system-ui,sans-serif;
  --shadow:0 1px 3px rgba(15,23,42,.08),0 4px 16px rgba(15,23,42,.04);
  --shadow-md:0 4px 12px rgba(15,23,42,.1),0 8px 32px rgba(15,23,42,.06);
  --ease:cubic-bezier(.25,.8,.25,1);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
:focus-visible{outline:2px solid var(--brand-3);outline-offset:2px;border-radius:4px}
.btn:focus-visible,.chip:focus-visible,.chip--filter:focus-visible{outline-offset:3px}
body{
  margin:0;
  font-family:var(--font);
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
  font-size:16px;
}
a{color:var(--brand-2);text-decoration:none}
a:hover{color:var(--brand);text-decoration:underline;text-underline-offset:3px}
h1,h2,h3,h4{
  font-family:var(--font);
  color:var(--ink);
  line-height:1.2;
  margin:0 0 .65em;
  letter-spacing:-.025em;
}
h1{font-size:clamp(1.75rem,4vw,2.75rem);font-weight:800}
h2{font-size:clamp(1.3rem,2.5vw,1.75rem);font-weight:700}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1rem}
img{max-width:100%;display:block}
.container{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.muted{color:var(--muted)}
.small{font-size:.85rem}
.center{text-align:center}
.link{font-weight:600;color:var(--brand-2)}

/* ===== topbar ===== */
.topbar{
  background:var(--brand);color:rgba(255,255,255,.9);
  font-size:.82rem;font-weight:500;
  padding:8px 24px;text-align:center;
  display:flex;align-items:center;justify-content:center;gap:8px;
}
.topbar strong{color:#fff}
.topbar a{color:#86EFAC;text-decoration:underline}

/* ===== header ===== */
.site-header{
  position:sticky;top:0;z-index:40;
  background:rgba(248,250,252,.96);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
  box-shadow:0 1px 0 rgba(15,23,42,.04);
}
.header__row{
  display:flex;align-items:center;gap:16px;
  min-height:64px;padding:0 24px;
}
.logo{
  display:inline-flex;align-items:center;gap:10px;
  font-weight:800;font-size:1.15rem;letter-spacing:-.04em;
  color:var(--ink);text-decoration:none;
  flex-shrink:0;
}
.logo:hover{text-decoration:none;color:var(--brand)}
.logo__mark{
  width:32px;height:32px;border-radius:8px;
  background:var(--brand);
  color:#fff;display:grid;place-items:center;
  font-size:.85rem;font-weight:900;letter-spacing:0;
  flex-shrink:0;
}
.logo__text{line-height:1;color:var(--ink)}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav__link{
  padding:8px 12px;border-radius:var(--r-sm);
  color:var(--text);font-weight:500;font-size:.9rem;
  text-decoration:none;
}
.nav__link:hover{background:var(--bg);color:var(--ink);text-decoration:none}
.header__actions{display:flex;align-items:center;gap:8px;margin-left:12px}
.nav-toggle{
  display:none;background:none;border:0;cursor:pointer;padding:8px;
  flex-direction:column;gap:4.5px;
}
.nav-toggle span{width:20px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s}

/* ===== breadcrumbs ===== */
.breadcrumbs{
  padding:14px 0 0;font-size:.82rem;color:var(--muted);
  display:flex;flex-wrap:wrap;align-items:center;gap:2px;
}
.breadcrumbs .sep{margin:0 5px;opacity:.4}
.breadcrumbs a{color:var(--muted);text-decoration:none;transition:color .15s}
.breadcrumbs a:hover{color:var(--brand-2)}
.breadcrumbs .current{color:var(--text);font-weight:500}

/* ===== hero ===== */
.hero{
  background:var(--brand);
  background:linear-gradient(135deg,#14532D 0%,#15803D 45%,#16A34A 70%,#4ADE80 100%);
  color:#fff;position:relative;overflow:hidden;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Ccircle cx='30' cy='30' r='1' fill='rgba(255,255,255,.08)'/%3E%3C/svg%3E") repeat;
  opacity:.6;
}
.hero__inner{
  position:relative;z-index:1;
  display:grid;grid-template-columns:1fr 440px;
  gap:40px;align-items:center;
  max-width:var(--wrap);margin:0 auto;
  padding:64px 24px 80px;
}
.hero__content{}
.hero__tag{
  display:inline-flex;align-items:center;gap:6px;
  background:rgba(255,255,255,.15);
  border:1px solid rgba(255,255,255,.25);
  border-radius:100px;padding:5px 12px;
  font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;
  margin-bottom:20px;color:rgba(255,255,255,.9);
}
.hero__title{
  font-size:clamp(2rem,4.5vw,3.25rem);font-weight:900;
  letter-spacing:-.04em;line-height:1.08;color:#fff;
  margin:0 0 16px;
}
.hero__title em{font-style:normal;color:#86EFAC}
.hero__lead{
  font-size:1.05rem;line-height:1.65;color:rgba(255,255,255,.8);
  max-width:44ch;margin:0 0 28px;
}
.hero__cta{display:flex;flex-wrap:wrap;gap:12px}
.hero__trust{
  display:flex;flex-wrap:wrap;gap:10px;margin-top:28px;
}
.hero__badge{
  display:flex;align-items:center;gap:6px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);
  border-radius:100px;padding:6px 12px;
  font-size:.8rem;font-weight:500;color:rgba(255,255,255,.85);
}
.hero__badge::before{content:"✓";color:#34D399;font-weight:700}
.hero__side{
  background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.2);
  backdrop-filter:blur(12px);
  border-radius:var(--r-lg);padding:24px;
}
.hero__side-title{
  font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;
  color:rgba(255,255,255,.7);margin:0 0 16px;
}
.hero-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hero-stat{
  background:rgba(255,255,255,.1);border-radius:var(--r);
  padding:14px;text-align:center;
}
.hero-stat__num{
  font-size:1.6rem;font-weight:900;letter-spacing:-.04em;
  color:#fff;display:block;
}
.hero-stat__label{font-size:.78rem;color:rgba(255,255,255,.65);display:block;margin-top:2px}
.hero-calc-mini{margin-top:12px}
.hero-calc-mini label{
  display:block;font-size:.8rem;font-weight:600;
  color:rgba(255,255,255,.7);margin-bottom:6px;
}
.hero-calc-mini input[type=range]{
  width:100%;accent-color:#86EFAC;height:4px;
}
.hero-calc-mini output{color:#fff;font-weight:700}
.hero-calc-mini .range-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.hero-calc-mini .range-val{
  font-size:1.05rem;font-weight:800;color:#fff;
  background:rgba(255,255,255,.15);border-radius:8px;padding:4px 10px;
}

/* ===== buttons ===== */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:44px;padding:10px 20px;
  border-radius:var(--r-sm);border:1px solid transparent;
  font-family:var(--font);font-weight:600;font-size:.925rem;
  cursor:pointer;text-decoration:none;
  transition:all .18s var(--ease);
  letter-spacing:-.01em;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn:active{transform:none}
.btn--primary{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn--primary:hover{background:var(--brand-2);color:#fff;border-color:var(--brand-2);box-shadow:0 4px 12px rgba(21,128,61,.3)}
.btn--secondary{background:rgba(255,255,255,.15);color:#fff;border-color:rgba(255,255,255,.3)}
.btn--secondary:hover{background:rgba(255,255,255,.25);color:#fff;border-color:rgba(255,255,255,.4)}
.main .btn--secondary,.page-head .btn--secondary{background:var(--surface);color:var(--ink);border-color:var(--line-2)}
.btn--ghost{background:var(--surface);color:var(--brand-2);border-color:var(--brand-soft)}
.btn--ghost:hover{background:var(--brand-soft);color:var(--brand);border-color:var(--brand-3)}
.btn--offer{
  background:var(--green);color:#fff;border-color:var(--green);
  font-weight:700;
}
.btn--offer:hover{background:var(--green-2);color:#fff;border-color:var(--green-2);box-shadow:0 4px 12px rgba(5,150,105,.3)}
.btn--lg{min-height:50px;padding:13px 24px;font-size:1rem}
.btn--sm{min-height:36px;padding:7px 14px;font-size:.82rem}
.btn--block{width:100%}
.btn--amber{background:var(--amber-2);color:#fff;border-color:var(--amber-2)}
.btn--amber:hover{background:var(--amber);color:#fff}

/* ===== layout ===== */
.main{padding-bottom:80px;background:var(--bg)}
.section{margin:52px 0}
.section__head{
  display:flex;align-items:flex-end;justify-content:space-between;gap:16px;
  margin-bottom:24px;flex-wrap:wrap;
}
.section__head h2{margin:0}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.page-head{padding:32px 0 12px}
.page-head h1{max-width:20ch}
.lead{font-size:1.05rem;color:var(--muted);max-width:60ch;line-height:1.7}
.band{
  margin-top:-48px;position:relative;z-index:3;
}

/* ===== trust bar ===== */
.trust-bar{
  background:var(--surface);border-bottom:1px solid var(--line);
  padding:12px 0;
}
.trust-bar__inner{
  display:flex;align-items:center;justify-content:center;gap:24px;
  flex-wrap:wrap;
}
.trust-item{
  display:flex;align-items:center;gap:8px;
  font-size:.82rem;font-weight:500;color:var(--muted);
}
.trust-item__icon{
  width:28px;height:28px;border-radius:6px;
  background:var(--green-soft);color:var(--green);
  display:grid;place-items:center;font-size:.9rem;flex-shrink:0;
}

/* ===== expert ===== */
.expert{
  display:flex;gap:12px;align-items:center;
  margin:0 0 20px;padding:14px 16px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  box-shadow:var(--shadow);
}
.expert__avatar{
  flex:0 0 40px;width:40px;height:40px;border-radius:50%;
  background:var(--brand);color:#fff;
  display:grid;place-items:center;font-weight:800;font-size:.9rem;
}
.expert__check{color:var(--green);font-weight:600;font-size:.82rem}
.expert__name{font-weight:700;color:var(--ink);font-size:.92rem}
.expert__role{font-size:.82rem;color:var(--muted)}
.expert__link{display:inline-block;margin-top:2px;font-weight:600;font-size:.82rem}

/* ===== calculator ===== */
.calc{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r-lg);
  box-shadow:var(--shadow-md);
  padding:28px;
}
.calc__title{margin:0 0 20px;font-size:1.3rem}
.calc__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(220px,1fr);gap:20px;align-items:start}
.calc__control{
  padding:18px;border-radius:var(--r);background:var(--bg);border:1px solid var(--line);
}
.calc__control label{display:block;font-weight:600;margin-bottom:10px;color:var(--ink);font-size:.9rem}
.calc__control output{color:var(--brand);font-weight:800;font-size:1.05rem}
.calc input[type=range]{
  width:100%;accent-color:var(--brand);height:4px;margin-top:6px;
}
.calc__scale{display:flex;justify-content:space-between;font-size:.73rem;color:var(--muted);margin-top:6px}
.calc__result{
  background:var(--brand);
  color:#fff;border-radius:var(--r);padding:20px;
  display:flex;flex-direction:column;justify-content:center;
  min-width:200px;
}
.calc__result .muted{color:rgba(255,255,255,.65);font-size:.82rem}
.calc__row{display:flex;justify-content:space-between;gap:10px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.calc__row:last-child{border:0}
.calc__row b{font-size:1.1rem;color:#fff}
.calc__note{margin:14px 0 0;font-size:.78rem;color:rgba(255,255,255,.6)}
.calc .offer-cta--btn{margin-top:14px}
.calc .offer-cta--btn .btn--offer{width:100%}

/* ===== sort/filters ===== */
.filters{
  display:flex;flex-wrap:wrap;gap:6px;margin:0 0 16px;
  padding:5px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  width:fit-content;max-width:100%;
}
.filters-hint{margin:0 0 12px;font-size:.85rem;color:var(--muted)}
.chip--filter{
  border:0;background:transparent;color:var(--muted);
  border-radius:var(--r-sm);padding:8px 14px;font:inherit;font-size:.875rem;font-weight:500;cursor:pointer;
  transition:all .15s;
}
.chip--filter:hover{color:var(--brand);background:var(--brand-soft)}
.chip--filter.is-active{background:var(--brand);color:#fff}

/* ===== MFO list ===== */
.mfo-list{display:grid;gap:10px;background:transparent;border:0}
/*
 * 6 треков: бренд, сумма/срок, ставка/ПСК, одобрение, перевод, CTA.
 * Ранее было определено только 5 треков при 6 элементах в строке —
 * последняя ячейка (кнопки) проваливалась на отдельную строку.
 */
.mfo-list__head{
  display:grid;
  grid-template-columns:minmax(220px,1.3fr) minmax(100px,.8fr) minmax(95px,.75fr) minmax(95px,.7fr) minmax(100px,.8fr) minmax(150px,.9fr);
  gap:12px;padding:0 18px 8px;
  font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);
}
.mfo-row{
  display:grid;
  grid-template-columns:minmax(220px,1.3fr) minmax(100px,.8fr) minmax(95px,.75fr) minmax(95px,.7fr) minmax(100px,.8fr) minmax(150px,.9fr);
  gap:12px;align-items:center;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--r);
  padding:18px 18px;
  transition:all .18s var(--ease);
}
.mfo-row:hover{
  border-color:var(--brand-3);
  box-shadow:var(--shadow-md);
  transform:translateY(-1px);
}
.mfo-row--top{border-left:3px solid var(--brand)}
.mfo-row__brand{display:flex;align-items:center;gap:12px;min-width:0}
.mfo-row__rank{
  width:26px;height:26px;border-radius:6px;
  background:var(--bg);color:var(--ink);
  display:grid;place-items:center;
  font-weight:800;font-size:.82rem;flex-shrink:0;
}
.mfo-row--top .mfo-row__rank{background:var(--brand);color:#fff}
.mfo-logo{
  flex:0 0 44px;width:44px;height:44px;border-radius:10px;
  background:var(--brand,#15803D);overflow:hidden;
  display:grid;place-items:center;color:#fff;font-weight:800;font-size:.9rem;
  flex-shrink:0;
}
.mfo-logo__img{width:100%;height:100%;object-fit:contain;background:#fff;padding:5px}
.mfo-logo--lg{width:68px;height:68px;border-radius:14px}
.mfo-logo--sm{width:30px;height:30px;flex:0 0 30px;border-radius:7px}
.mfo-row__name{min-width:0}
.mfo-row__name a{
  font-weight:700;font-size:1rem;color:var(--ink);text-decoration:none;
}
.mfo-row__name a:hover{color:var(--brand)}
.mfo-row__rating{display:block;margin-top:3px;font-size:.78rem;color:var(--muted)}
.stars{color:#F59E0B}
.mfo-row__cell{min-width:0}
.mfo-row__cell b{color:var(--ink);font-size:.95rem;font-weight:700}
.mfo-row__cell .small,.mfo-row__cell .muted{display:block;margin-top:2px}
.approval{
  display:inline-flex;align-items:center;
  background:var(--green-soft);color:var(--green);
  font-weight:700;padding:3px 8px;border-radius:6px;font-size:.82rem;
}
.approval--high{background:var(--green-soft);color:var(--green)}
.mfo-row__cta{display:flex;flex-direction:column;gap:6px}
.badge{
  display:inline-flex;align-items:center;
  font-size:.68rem;font-weight:700;padding:2px 7px;border-radius:4px;
  margin-left:4px;vertical-align:middle;letter-spacing:.02em;
}
.badge--ok{background:var(--green-soft);color:var(--green)}
.badge--new{background:var(--brand-soft);color:var(--brand)}
.badge--warn{background:var(--amber-soft);color:var(--amber)}
.empty{padding:32px;text-align:center;color:var(--muted);background:var(--surface);border-radius:var(--r);border:1px solid var(--line)}

/* ===== partner / offer ===== */
.offer-cta--btn{display:flex;flex-direction:column;gap:4px}
.offer-cta__badge{font-size:.65rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);text-align:center}
.offer-ad{
  border:1px solid var(--line);background:var(--surface);border-radius:var(--r);padding:24px;
  box-shadow:var(--shadow);
  max-width:520px;
}
.offer-ad__top{display:flex;justify-content:space-between;gap:12px;margin-bottom:14px;flex-wrap:wrap}
.offer-ad__badge{font-size:.72rem;font-weight:600;color:var(--muted);border:1px solid var(--line);border-radius:6px;padding:3px 8px}
.offer-ad__brand{display:flex;align-items:center;gap:8px}
.offer-ad__partner{font-weight:700;color:var(--ink)}
.offer-ad__title{margin:0 0 6px}
.offer-ad__subtitle{margin:0 0 14px;color:var(--muted)}
.brand-cta{width:100%}
.brand-cta .offer-ad{max-width:none;width:100%}

/* ===== chips / explore ===== */
.chips{
  display:grid;
  grid-template-columns:repeat(auto-fill,minmax(140px,1fr));
  gap:8px;
}
.chip{
  display:flex;align-items:center;justify-content:center;
  min-height:44px;padding:10px 14px;text-align:center;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-sm);
  color:var(--text);font-weight:500;font-size:.875rem;text-decoration:none;
  transition:all .15s var(--ease);
}
.chip:hover{
  border-color:var(--brand-3);color:var(--brand);background:var(--brand-soft);
  transform:translateY(-1px);text-decoration:none;
}
.chip--accent{
  border-color:rgba(21,128,61,.2);background:var(--brand-soft);color:var(--brand-2);
}
.chip--accent:hover{background:var(--brand);color:#fff;border-color:var(--brand)}
.chips--promo{margin-top:14px}
.explore-rail h2{margin-bottom:6px}
.explore-rail > p{color:var(--muted);max-width:52ch;margin-bottom:16px;font-size:.95rem}

/* ===== content cards ===== */
.card,.prose{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;
  box-shadow:var(--shadow);
}
.card--pros{border-top:3px solid var(--green)}
.card--cons{border-top:3px solid var(--amber-2)}
.ticks,.crosses{list-style:none;padding:0;margin:0}
.ticks li,.crosses li{position:relative;padding:8px 0 8px 26px;font-size:.95rem}
.ticks li::before{
  content:"✓";position:absolute;left:0;top:8px;
  color:var(--green);font-weight:700;font-size:.85rem;
}
.crosses li::before{
  content:"✗";position:absolute;left:0;top:8px;
  color:var(--amber-2);font-weight:700;font-size:.85rem;
}
.steps{list-style:none;counter-reset:s;padding:0;margin:0}
.steps li{position:relative;padding:8px 0 16px 52px;counter-increment:s}
.steps li::before{
  content:counter(s);position:absolute;left:0;top:6px;
  width:34px;height:34px;border-radius:10px;
  background:var(--brand);color:#fff;
  display:grid;place-items:center;font-weight:800;font-size:.9rem;
}
.steps li b{display:block;color:var(--ink);font-weight:700;margin-bottom:4px}
.steps li span{color:var(--muted);font-size:.9rem}

.callout{
  background:linear-gradient(135deg,var(--brand) 0%,#14532D 100%);
  color:#fff;border-radius:var(--r-lg);padding:32px 28px;border:0;
}
.callout h2{color:#fff;margin-top:0}
.callout a{color:#86EFAC}
.callout .muted,.callout .small{color:rgba(255,255,255,.65)}
.callout p{color:rgba(255,255,255,.85)}

/* ===== info cards ===== */
.info-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}
.info-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:20px;box-shadow:var(--shadow);
}
.info-card__icon{
  width:42px;height:42px;border-radius:10px;
  display:grid;place-items:center;font-size:1.2rem;
  margin-bottom:12px;
}
.info-card--brand .info-card__icon{background:var(--brand-soft);color:var(--brand)}
.info-card--green .info-card__icon{background:var(--green-soft);color:var(--green)}
.info-card--amber .info-card__icon{background:var(--amber-soft);color:var(--amber)}
.info-card h3{margin:0 0 8px;font-size:1rem}
.info-card p{margin:0;font-size:.88rem;color:var(--muted);line-height:1.6}

/* ===== brand page ===== */
.brand-head{display:flex;gap:20px;align-items:flex-start;flex-wrap:wrap}
.brand-head__meta{display:flex;flex-direction:column;gap:9px;margin-top:8px}
.brand-head__legal{display:block;font-size:.82rem;color:var(--muted);line-height:1.55}
.specs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;background:transparent;border:0}
.spec{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-sm);padding:16px 18px;
  transition:border-color .15s;
}
.spec:hover{border-color:var(--line-2)}
/* Характеристики + карточка оффера рядом — без пустого места справа */
.brand-summary{display:grid;grid-template-columns:1fr 340px;gap:24px;align-items:start}
.brand-summary .specs{grid-template-columns:repeat(2,1fr)}
.spec span{display:block;color:var(--muted);font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px;font-weight:600}
.spec b{font-size:1.05rem;color:var(--ink);font-weight:800}

/* ===== FAQ ===== */
.faq__list{display:grid;gap:8px}
.faq__item{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
}
.faq__item summary{
  cursor:pointer;font-weight:600;color:var(--ink);padding:16px 20px;
  list-style:none;display:flex;justify-content:space-between;align-items:center;
  gap:12px;
}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{
  content:"↓";flex-shrink:0;color:var(--muted);font-size:1.1rem;
  transition:transform .2s;
}
.faq__item[open] summary::after{transform:rotate(180deg);color:var(--brand)}
.faq__item[open] summary{color:var(--brand)}
.faq__answer{padding:0 20px 16px;color:var(--text);border-top:1px solid var(--line);padding-top:14px}
.contacts{list-style:none;padding:0}
.contacts li{padding:6px 0;color:var(--text)}

/* ===== reviews ===== */
.review-form{display:grid;gap:16px}
.field{display:grid;gap:6px}
.field span{font-weight:600;font-size:.9rem;color:var(--ink)}
.field input,.field select,.field textarea{
  width:100%;padding:11px 14px;
  border:1px solid var(--line-2);border-radius:var(--r-sm);
  font:inherit;background:var(--surface);color:var(--ink);
  transition:border-color .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:0;border-color:var(--brand-3);box-shadow:0 0 0 3px var(--brand-soft);
}
.field textarea{min-height:120px;resize:vertical}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.alert{padding:12px 16px;border-radius:var(--r-sm);margin-bottom:14px;font-size:.9rem}
.alert--ok{background:var(--green-soft);color:var(--green);border:1px solid rgba(5,150,105,.2)}
.review-list{display:grid;gap:12px}
.review-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px;
}
.review-card__head{display:flex;justify-content:space-between;gap:12px;margin-bottom:8px;flex-wrap:wrap}

/* ===== all-cities page ===== */
.cities-hero{
  background:var(--brand);
  background:linear-gradient(135deg,#14532D 0%,#15803D 100%);
  color:#fff;padding:48px 0 56px;
}
.cities-hero h1{color:#fff;margin-bottom:10px}
.cities-hero p{color:rgba(255,255,255,.8);margin:0}
.cities-search{
  display:flex;gap:0;margin-top:24px;max-width:420px;
  border-radius:var(--r-sm);overflow:hidden;box-shadow:var(--shadow-md);
}
.cities-search input{
  flex:1;padding:12px 16px;border:0;font:inherit;font-size:.95rem;
  background:#fff;color:var(--ink);
}
.cities-search input:focus{outline:0}
.cities-search button{
  padding:12px 20px;background:var(--amber-2);color:#fff;border:0;
  font:inherit;font-weight:600;cursor:pointer;
}
.region-section{margin:40px 0}
.region-title{
  font-size:1.1rem;font-weight:700;color:var(--ink);
  padding-bottom:10px;border-bottom:2px solid var(--brand);
  margin-bottom:16px;
}
.cities-grid{
  display:grid;
  grid-template-columns:repeat(auto-fill,minmax(160px,1fr));
  gap:8px;
}
.city-card{
  display:block;padding:10px 14px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-sm);
  color:var(--text);font-size:.875rem;text-decoration:none;
  transition:all .15s;
}
.city-card:hover{
  border-color:var(--brand-3);color:var(--brand);background:var(--brand-soft);
  text-decoration:none;transform:translateY(-1px);
}
.city-card__pop{display:block;font-size:.72rem;color:var(--muted);margin-top:2px}

/* ===== blog ===== */
.blog-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.blog-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  overflow:hidden;box-shadow:var(--shadow);
  display:flex;flex-direction:column;
  transition:all .18s var(--ease);
}
.blog-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}
.blog-card__cat{
  padding:20px 20px 0;
  font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;
  color:var(--brand-2);
}
.blog-card__body{padding:12px 20px 20px;flex:1;display:flex;flex-direction:column}
.blog-card h3{font-size:1.05rem;margin:0 0 10px;line-height:1.35}
.blog-card h3 a{color:var(--ink);text-decoration:none}
.blog-card h3 a:hover{color:var(--brand)}
.blog-card p{font-size:.875rem;color:var(--muted);line-height:1.6;flex:1;margin:0 0 16px}
.blog-card__meta{font-size:.78rem;color:var(--muted);margin-top:auto}
.article-header{max-width:700px;margin:0 auto;padding:32px 24px 24px}
.article-header h1{font-size:clamp(1.5rem,3.5vw,2.4rem);max-width:22ch}
.article-body{max-width:700px;margin:0 auto;padding:0 24px 40px}
.article-body h2{font-size:1.35rem;margin-top:32px}
.article-body p{line-height:1.75;color:var(--text)}
.article-body ul,.article-body ol{padding-left:24px;line-height:1.75}
.article-body li{margin-bottom:6px;color:var(--text)}
.article-meta{
  display:flex;gap:16px;flex-wrap:wrap;align-items:center;
  margin-bottom:20px;font-size:.82rem;color:var(--muted);
}

/* ===== stats strip ===== */
.stats-strip{
  display:grid;grid-template-columns:repeat(4,1fr);gap:1px;
  background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
  margin:0 0 28px;
}
.stat-item{
  background:var(--surface);padding:18px 20px;text-align:center;
}
.stat-item__num{
  font-size:1.6rem;font-weight:900;color:var(--brand);
  letter-spacing:-.04em;display:block;
}
.stat-item__label{font-size:.78rem;color:var(--muted);display:block;margin-top:4px}

/* ===== related ===== */
.related h2{margin-bottom:14px}

/* ===== internal links ===== */
.internal-links{display:grid;gap:14px}
.internal-links__section h3{margin:0 0 10px;font-size:1rem;color:var(--muted);font-weight:600}
.link-list{display:flex;flex-wrap:wrap;gap:6px}
.link-list a{
  font-size:.8rem;padding:5px 10px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-sm);
  color:var(--text);text-decoration:none;
}
.link-list a:hover{border-color:var(--brand-3);color:var(--brand);background:var(--brand-soft)}

/* ===== footer ===== */
.site-footer{
  background:var(--ink);color:rgba(255,255,255,.65);
  margin-top:0;padding:56px 0 28px;
}
.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1.5fr 1fr;gap:32px}
.logo--footer{color:#fff}
.logo--footer .logo__mark{background:var(--brand-2)}
.logo--footer .logo__text{color:#fff}
.footer__about{color:rgba(255,255,255,.5);font-size:.875rem;line-height:1.65}
.footer__reg{color:rgba(255,255,255,.35);font-size:.78rem;margin-top:8px}
.footer__title{
  color:#fff;font-weight:700;margin:0 0 14px;font-size:.95rem;
  text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;
}
.footer__col a{display:block;color:rgba(255,255,255,.55);padding:4px 0;font-size:.875rem;transition:color .15s}
.footer__col a:hover{color:#fff;text-decoration:none}
.footer__city-list{
  display:grid;grid-template-columns:1fr 1fr;gap:0 12px;
  max-height:260px;overflow-y:auto;
}
.footer__city-list::-webkit-scrollbar{width:3px}
.footer__city-list::-webkit-scrollbar-track{background:rgba(255,255,255,.05)}
.footer__city-list::-webkit-scrollbar-thumb{background:rgba(255,255,255,.2);border-radius:2px}
.footer__disclosure{
  border-top:1px solid rgba(255,255,255,.08);
  margin-top:36px;padding-top:20px;font-size:.78rem;color:rgba(255,255,255,.38);
  line-height:1.65;
}
.footer__disclaimer{color:rgba(255,255,255,.28);margin-top:8px}
.footer__bottom{margin-top:16px;font-size:.78rem;color:rgba(255,255,255,.28);display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* ===== kalkulyator page ===== */
.calc-page-hero{
  background:linear-gradient(135deg,#14532D,#15803D);
  color:#fff;padding:48px 0;text-align:center;
}
.calc-page-hero h1{color:#fff;margin-bottom:10px}
.calc-page-hero p{color:rgba(255,255,255,.8);margin:0 auto;max-width:48ch}
.calc-page-body{max-width:760px;margin:0 auto;padding:40px 24px}
.calc--full .calc__grid{grid-template-columns:1fr 1fr;gap:20px}
.calc--full .calc__result{grid-column:1/-1}
.calc-explainer{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r);
  padding:24px;margin-top:24px;
}
.calc-explainer h2{font-size:1.2rem}
.calc-formula{
  background:var(--bg);border-radius:var(--r-sm);padding:14px 18px;
  font-family:monospace;font-size:.9rem;color:var(--ink);margin:12px 0;
}

/* ===== responsive ===== */
@media (max-width:1024px){
  .hero__inner{grid-template-columns:1fr;gap:32px}
  .hero__side{display:none}
  .hero__title{font-size:clamp(1.8rem,5vw,2.6rem)}
  .mfo-list__head{display:none}
  .stats-strip{grid-template-columns:1fr 1fr}
}
@media (max-width:980px){
  .grid-2,.grid-3,.calc__grid,.brand-summary{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr 1fr}
  .mfo-row{
    grid-template-columns:1fr 1fr;gap:10px;
  }
  .mfo-row__brand{grid-column:1/-1}
  .mfo-row__cell::before{
    content:attr(data-label);display:block;
    font-size:.68rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);margin-bottom:3px;font-weight:600;
  }
  .mfo-row__cta{grid-column:1/-1;flex-direction:row}
  .specs{grid-template-columns:1fr 1fr}
  .hero{min-height:auto}
}
@media (max-width:760px){
  .header__row{padding:0 16px;position:relative}
  .topbar{font-size:.75rem;padding:7px 16px}
  .nav{
    display:none;position:absolute;top:100%;left:0;right:0;
    background:var(--surface);border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;padding:8px;margin:0;
    box-shadow:var(--shadow-md);
  }
  .nav.is-open{display:flex}
  .nav__link{padding:10px 14px}
  .header__actions{margin-left:auto}
  .nav-toggle{display:flex}
  .header__actions .btn{display:none}
  .chips{grid-template-columns:1fr 1fr}
  .hero__inner{padding:40px 20px 56px}
  .band{margin-top:-28px}
  .container{padding:0 16px}
  .blog-grid{grid-template-columns:1fr}
  .cities-grid{grid-template-columns:repeat(auto-fill,minmax(130px,1fr))}
  .trust-bar__inner{gap:12px}
  .stats-strip{grid-template-columns:1fr 1fr}
  .section{margin:40px 0}
  .section__head{margin-bottom:18px}
  .page-head{padding:24px 0 10px}
  .calc{padding:20px}
  .card,.prose,.offer-ad{padding:20px}
  .brand-head{gap:14px}
  .specs{gap:10px}
  .spec{padding:14px}
  .stat-item{padding:14px 12px}
}
@media (max-width:520px){
  .footer__grid{grid-template-columns:1fr}
  .specs{grid-template-columns:1fr}
  .hero__cta{flex-direction:column;align-items:stretch}
  .filters{width:100%}
  .stats-strip{grid-template-columns:1fr 1fr}
  .footer__city-list{grid-template-columns:1fr}
  .hero-stats{grid-template-columns:1fr 1fr}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
}
